David Williams, deputy director of operations, is heading the ambulance service's preparations ahead of the predicted big freeze.

BBC: Snowfall prompts travel warning

David Williams, deputy director of operations, is heading the ambulance service's preparations.

BBC: Snow prompts West Yorkshire travel warning

Murray looked to be heading for an early exit when he feebly dropped his opening service game of the second set but battled back strongly to break his Serbian opponent twice in succession.

BBC: SPORT | Tennis | Rain delay halts Murray fightback

She was one of 269 people badly injured when a First Great Western express heading for London's Paddington station collided with a Thames Train service on 5 October 1999.

BBC: Paddington survivor removes mask

At the very least, this can mean lousy service and uncompetitive products, and in the worst case, it could mean your bank is heading towards failure.

FORBES: Covering Your Assets: 7 Signs Your Bank May Be Failing