Then, should you lose your password, Facebook can send recovery codes to that gang, and they can hand 'em over to you in order to unlock things.

ENGADGET: Facebook testing 'Trusted Friends' feature, the password unlock we hope you never have to use

When this is done, PayPal send an email containing a link to reset the password.

FORBES: Security Expert Warns: PayPal Token May Not Be Secure

If you use a wireless router, password protect it and enable the encryption to scramble the data you send online.

FORBES: Protecting Yourself From Online Hackers