The difficulty, of course, is that the very nature of public cloud services means there are few barriers to stop employees from simply using a credit card to self-provision a useful new capability.

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Along with demanding the ability to Bring Their Own Device to work, employees (especially younger ones) also want to self-provision their apps based on recommendations gleaned from their social tools and personal contacts, according to T.

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The provision also applies to the self-employed.

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The Rule contains a "safe harbor" provision that allows industry groups or others to seek FTC approval of self-regulatory guidelines.

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Further, each domestic partner must pay self-employment tax on her half of business earnings, a situation from which a special provision protects opposite-sex couples.

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