It rewards saving, thrift, hard work, innovation, honesty, thinking about others, self-discipline, creativity and all the other qualities you normally associate with decent people and financial progress.

FORBES: Fed Has Your Currency And Wants Your Mind

And the industry should look to its own self-interest: it would be a shame if reckless expansion spoiled a good innovation.

ECONOMIST: Exchange-traded funds

See, for example, the scaling innovation structures inherent in Quantified Self that has engaged individuals so efficiently in large self-monitoring studies that it now spawns startups and attracts partnerships with organizations as diverse medical device firms and university research centers.

FORBES: Connect

Since 1912, when Charles Kettering invented the electric self-starter to replace the hand crank on automobiles, General Motors has been a leader in automotive innovation.

FORBES: How GM Lost -- And Found -- The Path To Innovation