Our research indicates that insurers surveyed recognize the importance of risk analytics for a range of business processes including investment selection, risk selection and pricing, fraud management and loss reserving.
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Because the competition has concentrated on risk selection, it has not had the desired bracing effect on medical providers, so health spending has kept on growing.
In America, risk selection is tempered by the link between insurance coverage and employment, which means that insurers chosen by employers have to offer coverage to all employees.
If the fund can't earn back this hurdle rate plus the category benchmark average by clever stock selection (or reduce risk significantly), you shouldn't own it.
Dr Cook-Deegan was one of the authors of a study that showed a significant risk of adverse selection in the market for long-term-care insurance (the sort bought by the young in order to ensure they have nursing care when they become old and infirm).
Three things matter in the selection of a mutual fund: Cost, risk and performance.
Former South Africa coach Mallett admits he is taking a risk with the fly-half selection but insists he will give Masi time to get used to the position.
Sonja took a risk when she first tried the talent selection process.
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The other risk is that the fund invests in a selection of stocks that deviates from its asset allocation.
First, there is the risk that you may make the wrong investment selection.
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Portfolio risk can be reduced with proper asset class selection.
Besides proper stock selection and timing, handling losses is the most important part of risk management.
If you decide you can accept some risk, you can balance the riskier elements of your portfolio with a selection of less risky, more easily accessible investments.
Bishops and religious superiors do not overrule selection boards where reservations are expressed about a candidates suitability for ordination on the grounds of a possible risk to children and young people.
As for the overall health and solvency of the Japanese economy, Grice says that there is ultimately some concern about the potential for defaults on government debt, but that this is a risk that investors can be hedged at attractive prices, enabling investors to focus on stock selection.
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As the risk-on, risk-off atmosphere begins to abate this year (assuming that it does), the selection of particular stocks within sectors will begin to figure more-importantly for investors and fund managers.
The problem: Contract selection is never random but influenced by factors such as fleet size, usage level, types of product and risk aversion.
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