Another important reason is that it shows confidence in the ability to select assets that you think will provide a superior return on investment.

FORBES: Money Where Your Mouth Is

While we have not seen a cyber-Armageddon type of attack that aims to undermine trust in online commerce, we have seen very targeted, very sophisticated attacks aimed at stealing information or compromising select assets.

FORBES: Competition, Commerce, Crime, Country -- What Motivates These Guys?

Some 17% of Fidelity Select Home Finance's assets were invested in Fannie and Freddie as of July 31, compared with a 28% weighting for its benchmark, he said.

WSJ: Winners Exist in Fannie-Freddie Rescue

The judge is often an investment consultancy, which helps company pension-plan trustees select the firms who will oversee their assets.

ECONOMIST: Fund management

Treasury select committee chairman John McFall MP said the assets should not be sold off for less than their market value.

BBC: High Street banks to be broken up

Instead, allocate your assets for the long-term based on your financial need, and select low-cost index funds and ETFs to capture the returns of asset classes you select.

FORBES: Active Management: A Century of Underachieving

Among the most aggressive funds we surveyed, the Fidelity Select Developing Communications fund ( FSDCX) is the most concentrated, with roughly half its assets in the top ten holdings.

FORBES: Telecom Funds: Balancing on the Wires