In his classic book, The Intelligent Investor, Benjamin Graham, proposed that risk averse investors seek a margin of safety, or leave room for error, to protect themselves from both poor decisions and market downturns.

FORBES: How to Steal a Lot of Money: Part I in a Series

And for those consumers who believe they received alerts in error, an easy-to-use process will be in place for them to seek independent review of the alerts they received.

BBC: US internet 'six strikes' anti-piracy campaign begins