The Mountain West's five tournament teams were all ranked in the RPI's top 44, a measure that heavily weighs opponents' strength of schedule and which the NCAA uses to help select and seed teams.

WSJ: NCAA Tournament: RPI Credibility Falls Off the Mountain

This optional monthly payment program, called Fidelity Smart Payment Program, uses quantitative analysis to determine a schedule of annual target payment rates, with a goal of not running out of money before the target date is achieved.

FORBES: Nest Egg Tapping

The current BCS system uses human polls, computer rankings, and strength of schedule to match the top two teams in the country to play for the national championship, and the process has always been open to criticism.

CNN: BCS panel approves college football playoff plan

The final rule settles on the higher end of the scale, 12%, and uses a 10-year amortization schedule.

FORBES: For-Profit Higher Ed Sector Relieved About Government Rule