But then, most companies found that they could save money and shift the risk to the employees by a 401(k) plan.

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Many companies are shifting call centres and other ancillary divisions to India to save money, but a shift of core operations is more rare.

BBC: Reuters to shift core unit to India

If you think adding debt to Dell will save it from the market shift, just look at how well that strategy worked for fixing Tribune Corporation.

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As with private employers, when state and local governments save money by moving services online, they actually shift some of those costs to the point of access: for many of those most likely to need jobs and benefits, this is the local library.

ECONOMIST: Too much demand for too few terminals

These transfers tend to shift disposable income from those with a higher propensity to save to those with a higher tendency to consume.

FORBES: Taxpayers Lose Interest