Ardman is 5 foot 11, weighs 167 pounds and has blue eyes and sandy-colored hair.
The Travelers Cos. also saw a 51 percent drop in quarterly profits, a direct result of Sandy-related claims.
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He is a slight man with sandy-colored hair and a boyishly unlined face.
In Sandy-battered neighborhoods in the Rockaways, some residents who weathered the October storm said they were taking all precautions.
The debt can be used to cover a contractor, for example, or pay off credit card bills for Sandy-related materials.
City leaders in Sandy-ravaged areas cheered the possibility of more federal support.
An engineer recommended Nicholas Dorman's house in Great Kills, Staten Island, be razed and rebuilt after being smashed by two Sandy-tossed yachts.
Storm victims have filed about 140, 000 Sandy-related flood insurance claims, but many have not been fully paid out, US emergency officials have said.
And while there's no doubt that the roads in the Sandy-stricken region are slick, it's also clear that the critical work of recovery continues.
We must strongly resist this post-Sandy-Hook mental health detection drumbeat precisely because it will ensnare millions of innocent young Americans in its altruistic trap.
'Even Ringo has adapted to the colours, ' she says, gesturing towards a sandy-coloured dog almost precisely the same hue as the stone flagstone on which he is lying.
Local attorneys and nonprofit legal services groups say the intricacies of Sandy-related claims seem to fall heaviest on low-income residents and those who don't speak English.
Insurance companies have received more than 400, 000 Sandy-related claims in New York and processed about 87%, according to the New York state Department of Financial Services.
Some New York, New Jersey and Pennsylvania schools were not included do to superstorm Sandy-inspired power outages in schools participating in the election last week.
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The future for three other schools remains up in the air, including two on superstorm Sandy-ravaged Staten Island that need extra time to assess their needs.
Republican Jeb Hensarling of Texas, who ultimately voted for the bill, said Sandy-related claims with the National Flood Insurance Program "need to be paid, and paid now".
Some prominent brands sent out Sandy-related emails and Tweets simultaneously announcing sales and promotions, and they faced criticism for it in the media and among customers.
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"A little snow doesn't scare me, " said Leeann Rivera, 43, stocking up at the only major grocery store still open in the Sandy-ravaged Far Rockaway section of Queens.
The state has received more than 3, 900 Sandy-related consumer complaints.
But residents thinking about future Sandy-like events need granular specificity.
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He signed up with Make the Road New York, a nonprofit legal assistance group for low-income New Yorkers that is working on more than 500 Sandy-related cases, officials said.
Details of his 2009 novel "The Lost Symbol" emerged thanks to reports that Brown, whose dimpled chin and sandy-colored hair are known to many, had been spending time in Washington, D.
Michael Byrne, the federal coordinating officer for New York, noted that the percentage of people receiving the maximum FEMA grants for Sandy-related claims was higher than in Mississippi after Hurricane Katrina.
Sandy-related power cuts were still affecting some 2.5 million customers in the US early on Saturday, according to the US Department of Energy's Office of Electricity Delivery and Energy Reliability, quoted by Reuters.
The HSE investigation focussed on the possibility of a faulty gas distribution system and found the cast iron mains pipe was sunk in sandy-gravelly soil that was classified as "very aggressive" to "moderately corrosive".
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But Hurricane Sandy - aka Frankenstorm - had already started knocking east coast flight schedules around when I turned up for my Ohio flight, and as devoted Twitter followers will have seen, I drove.
"The need is so vast, " said Lynn Kelly, executive director of the City Bar Justice Center, a nonprofit arm of the New York City Bar Association that has worked on more than 400 Sandy-related cases.
Her mother's decades-old wedding portrait, her own eighth-grade graduation photo, a snapshot that captured her mom on a carefree teenage day, all damaged in a Sandy-sparked fire at Catania's home in suburban Deer Park, N.
The area covered by Breezy Point's ZIP Code had the largest percentage of New York City households that received a Sandy-related disaster loan from the U.S. Small Business Administration, which are used for long-term rebuilding, including elevating homes.
While some homeowners and advocates have complained the "Rapid Repairs" program got off to a slow start, Bloomberg and residents of a Sandy-ravaged island heralded it Friday as a first-time initiative that helped about 54, 000 get back home.
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