Ms Davidson-Olley, a shop sales advisor, regularly takes part in the World Transplant Games and has spent her life campaigning to get more people on the organ donor list.

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You are much more likely to get objective advice from a Register Investment Advisor than a sales person.

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Oza signed on as an investor and advisor, bringing on 25 vitaminwater vets, mostly in sales and marketing.

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This means that the advisor does not sell you investments and does not make a commission on any sales.

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Even with an influx of new models coming for 2014 and 2015, including revised versions of the Chevrolet Impala and Volkswagen Phaeton and the all-new Chevrolet SS and Kia Cadenza, Polk advisor Tom Libby predicts the segment will account for just 3.2% of industry sales this year and 2.7% in 2015.

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Roughly one-third of the larger population, or about 245, 000, are part-time fiduciaries, meaning they may seamlessly change roles from a fiduciary advisor to Joe the Stockbroker, and that they are working under a separate law that makes them a sales agent.

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