Odds are if Apple does introduce an iPhone model that includes fingerprint recognition technology either as a general security function, for mobile payment safety or both, others will follow suit.

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"The concept of a payment policy that supports quality and safety is something that we support, " says Nancy Foster, who handles quality and patient safety issues for the American Hospital Association.

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For their part, investors in convertible bonds got a small safety-net in the form of an interest payment, but also much of the upside of the shares.

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Of course, like other central banks, the Federal Reserve continues to monitor systemically important payment and settlement systems and to compare their performance with international standards for reliability, efficiency, and safety.

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