At 50, Stevens is back in the saddle after ending a seven-year retirement earlier this year.

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Dennis Koyle, a 61-year-old farmer and saddle maker in Gooding, Idaho, pulled back on stock investments after being burned by the technology bubble in 2001.

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"It is wonderful to be back, " said Mr. Schwarzenegger, outfitted in two-tone brown saddle shoes and a white, short-sleeved oxford shirt.

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