There's also a temporary increase in the amount of your income you can offset with charitable donations of cash--it's up to 100% of your income this year, instead of the standard 50%.
Unlike other taboo subjects, your neighbor's income isn't likely to keep you up at night with burning questions you must hear answered before you die.
The filing deadline for your U.S. individual income tax returns remains April 15, 2013.
FORBES: Tax Day Remains April 15, 2013, Despite Holidays And Hopes For Extensions
To start with the most literal example, there's a global sale on, so if your own income hasn't plummeted, the getting is good.
It's time to make some serious decisions and assess what your income streams are going to look like after collecting that final paycheck.
The way forward from U.S. News is to sort out your likely Social Security income, any pensions due to you or a spouse, then subtract that from your current cost of living.
Then, determine if you have enough income to afford your mortgage at today's rates.
Now, with a lot of people being laid off, with less disposable income, that's got to have affected your business.
You might look at whether or not you need to go back to work part time or full time or if you've got other income coming in that's enough to cover your expenses.
HUD's vouchers work on the basis that you should spend 30% of your income on rent, but if your rent is pegged at that proportion, there is less incentive to try to get a pay rise.
Consider establishing a one-person 401(k) for 2004--it's too late to open one for 2003, but depending on your age and income, a 401(k) may allow you to sock away more pretax dollars in 2004.
In addition, the IRS's site outlines the income tax forms you'll need to file based on your business structure.
Unlike Fidelity's offering, the Vanguard lineup is designed to allow you to reap income from your funds, without depleting your capital.
Take, for example, Fidelity's My Plan, which says you need to spend 85% of your pre-retirement income in retirement.
And, she adds, it's especially acceptable if you're in your 20s and a recent college graduate with a limited income.
That matters not least because, as Morgan Stanley's own analysts point out, the bigger you are in fixed income, the less volatile your returns.
Figure on updating yours annually, or perhaps when there's a major tax change or at least whenever a major change in your life or in your income stream occurs.
Here's why: If you stash all your stock in an IRA rollover, you will be taxed at your income tax rate when you start pulling the money out at retirement.
So, Lord Layard's thinking goes, by spending 90 hours a week in the office, you may be improving your own income, but you are also causing other people to feel less satisfied with theirs.
Consider the calculation of "disposable income, " supposedly what's left after you've paid all secured debts (like your mortgage) and living expenses.
AWG reveal the market's view of the remaining quoted companies: forget growth, buy for income if at all, and cross your fingers that the pay-out isn't cut.
U.S. Department of Education Secretary Arne Duncan and I will answer your questions about starting a business and highlight the Income-Based Repayment (IBR) Plan, which supports young college grads who are looking to start a business, join a startup, or work in a public service job by making Federal student loan repayment manageable.
WHITEHOUSE: Connecting Grads to Resources to Help You Start a Business
If you don't feel comfortable contributing a full 20% of your income to retirement and long- term savings, at least stash the maximum into your employer's retirement savings account, an IRA or self- employed retirement plan.
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