Elizabeth Banta, 22, an account executive at communications agency Ruder Finn, graduated from college in late 2011.

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But the ruder lot nowadays demand more than gilt and ermine to relieve their boredom or prolong their attention.

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But even if you do not possess the ruder sort of mind, no pre-budget statement is ever likely to strike you as magical.

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The winds on final approach during the day of my "incident" swirled more than a Woody Allen plotline and were ruder than a belch in church.

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Committee members include Brooksly Born, a former CFTC head, Jack Brennan, former head of Vanguard, Richard Ketchum from the self-regulatory group Finra (which oversees the stock exchanges), and David Ruder, former SEC chairman.

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The authors were caught off guard by the strength of the result, according to Ruder Finn Asia Chairman Jean-Michel Dumont, who has helped develop communication strategy for brands such as Christian Dior, Louis Vuitton, Hermes and Cartier.

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Others use shorter and ruder words.

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