Starting out in a tiny office not far from Dalal Street where the BSE is situated, they took three years--Shah wrote the product specifications, and Neralla the software code--to develop a robust software package that was user friendly enough to run on a car battery, a nifty feature in a power-scarce country.

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The Consumer Finance Association (CFA), which represents the main loan companies, says the industry's new code of practice has brought in more robust affordability tests and increased transparency about charges.

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This code, it is averred, will be "robust" and could include more information-sharing with the U.S. about what arms Europe is transferring to China.

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Schools minister Jim Knight said: Today's new mandatory appeals code makes the existing system even more fair, robust and independent and every local authority and school has to comply with it.

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The big problem that any tax code needs to address is to not impede economic growth and the resulting employment a robust economy brings.

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