"We're on the leading edge of a multidecade period of more intense tropical cyclone activity, " says Robert Hartwig, III'schief economist.

FORBES: Magazine Article

However, the main bone of contention between the chambers is the proposed limits on lawsuits, says Robert Hartwig at the Insurance Information Institute.

ECONOMIST: Is a federal backstop for terrorist insurance necessary?

Most claims will settle in the next few months, but many will not close for years, or even decades, says Robert Hartwig at the Insurance Information Institute.

ECONOMIST: The insurance bill

Along with rising medical costs, fraud is a swelling part of that bill, amounting to billions of dollars each year, says the institute's chief economist, Robert Hartwig.

FORBES: Workers' Con

Besides education and health care, insurance is another reliable industry, says Robert Hartwig, an economist and president of the Insurance Information Institute, a trade group based in New York.

WSJ: Avoiding the Ax: Where the Jobs Are

Robert Hartwig at the Insurance Information Institute in New York thinks that too much would be at stake for European governments to remain passive were one of their large insurers or reinsurers to go bust.

ECONOMIST: Insurance

Robert Hartwig, president of the industry-backed Insurance Information Institute in New York, said insurers may have sold policies cheaply to attract customers to more profitable auto and life insurance, and regulators may have been unfairly holding prices down in some states.

NPR: Coastal Homeowners Stagger Under Insurance Costs