An offshoot of that group, whose members number over 500 and specialize in less wealthy clients, is the National Association of Personal Financial Advisers (3726-J Olentangy River Road, Columbus, Ohio, 43214).

FORBES: Watch Your Assets

But Mr Richards failed to kick his habit despite managing to set up his own repairs garage in 2009 - called J Richards Pitstop Perfectionist, in Dumballs Road.

BBC: South East Wales