What you see instead is an effort to shift risk to industry or simply cut the capability of weapons.
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The development of new financial instruments, such as credit derivatives, has also helped to shift risk from the banks to insurance companies, pension funds and others.
You can shift risk, but you cannot make it disappear.
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But such mortgages are cheaper than fixed-rate mortgages, because they shift the risk of interest-rate fluctuations from lender to borrower.
But then, most companies found that they could save money and shift the risk to the employees by a 401(k) plan.
This is why financial literacy is becoming increasingly important, especially as governments and employers shift more risk responsibility to us for our financial future.
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People familiar with the matter point to strategic reasons for the shift: risk diversification after Foxconn's manufacturing glitches last year with the iPhone 5 that resulted in scratches on the metal casings, and Apple's decision to expand its product lines amid growing competition from Samsung Electronics Co.
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The debate pits the Bush administration, which wants to shift terrorism-risk coverage on to the private sector, against virtually the entire insurance and reinsurance industries.
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Countries that prevent this shift taking place risk being left behind.
He said that ministers were introducing "a shift in financial risk from central government to local authorities and at the same time a cut in resources of at least 10%" and alleged that council tax benefit cuts would be greater in deprived areas.
High impact violent events like In Amenas and dramatic military interventions like in Mali do inevitably shift our perspective of risk and require that we recalibrate the measures we take to manage the changing threat.
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Your first shift is the safest and every consecutive shift after that increases your risk - seven shifts in a row is the worst thing you can do for accidents.
This would give them the ability -- participation is voluntary in the Pension Benefit Guarantee Corporation, but it would shift the burden of the risk from the taxpayers back to the companies that get the benefit.
So it is debatable whether banks shift much, if any, risk off their balance sheets.
Someone not so happy to see this power shift was Thomas Fischer, chief risk officer, who resigned on January 30th.
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Calpers acknowledged last month that the shift it started in 2011 from risk and toward more-stable property investments is proving tougher than it expected.
But she also pointed out that on days of extreme risk aversion in the markets, investors still shift to Treasury securities which still appear to be the ultimate safe-haven.
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So it is not surprising that if you shift dramatically, both in terms of risk and expected cost, obligations from the federal government onto individuals, you can reduce the projected cost.
The risk of an accident grows with each successive night shift, so that a worker is twice as likely to have an accident on the fourth night shift in a row as on the first.
The fear (think Mexico in the early 1990s and Southeast Asia a few years later) is that Big Finance will overwhelm these smallish capital markets and then, when the winds shift (usually as interest rates or risk premiums rise), pull out--with panic at the door.
As the kid gets older, the age-based portfolios will shift him toward bonds, so he runs less risk of a big loss right before college withdrawals begin.
As you can see in the graph below, when combining such assets, returns generally shift to the lower right: higher return and lower risk (as measured by standard deviation).
We believe that Dell is moving in the right direction but this strategic shift will take some time and so there is some execution risk in the medium term.
For all the risk of their old status, many names were naturally unwilling to make the shift.
Investors should note that generally there are restrictions on the ability to shift money out of stable-value accounts into competing low-risk accounts.
Senior business leaders will need to sponsor this mindset shift and challenge the status quo engrained in so many organizations, or risk being de-positioned by a competitor who becomes more productive.
Against this backdrop, coupled with ongoing debt issues in the eurozone, gold futures are on the defensive Monday as many investors shift to cash with global equities and most commodities getting pounded amid general risk aversion.
This sounds harsh, but risk is everywhere in life, and we choose daily to bear it or pay to shift it.
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