For what it's worth, the 2013 target for return on equity was more than 15% and the cost:income ratio supposed to be less than 50% by then.
BBC: Hester concedes RBS to miss profit target
Strikingly, over the past year, return on equity fell from 14% to 12% and the cost:income ratio rose, from 56% to 59%.
My Lynch-based method also likes financial intermediaries to have an equity-to-assets ratio of at least 5% and a return on assets of at least 1%.
FORBES: Magazine Article
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