His collaborator Sheena Iyengar, a professor at Columbia Business School, has shown that when employers expand the list of retirement funds that people can invest in, many employees become paradoxically less likely to put any money into retirement.

FORBES: Will Consumers Be Able to Understand Health Exchanges?

For the full Forbes 2012 list of 15 Top Foreign Retirement Havens, click here.

FORBES: The Best Foreign Retirement Havens

Hiding income offshore, abuse of charitable organizations and deductions, abusive retirement plans, and misuse of trusts made the list again.

FORBES: This Year's Dirty Dozen Tax Scams

The convenor of the Free Presbyterian education board, the Reverend Ivan Foster, said "innumerable" pupils had been suspended and a "long list of teachers forced to take early retirement because of the lawlessness that exists within the classroom".

BBC: Boy with placard

Click here for the Forbes list of The Best Places For A Working Retirement In 2013.

FORBES: The Best Places To Retire In 2013

Against that backdrop, Forbes again presents a new list of the 25 Best Places For A Working Retirement.

FORBES: Best Places For A Working Retirement In 2013

Jonny Evans and Warren Feeney joined Northern Ireland's long absentee list on Tuesday before news of McCartney's international retirement came through.

BBC: George McCartney quits NI duty ahead of Scotland clash

You can find the Ten Best Mutual Funds to Buy TODAY, Ten Reasons Why Your Retirement is in Jeopardy, Seven Stocks to Buy That Everyone Will Want and the list of lists go on and on.

FORBES: Ten "Easy" Steps To Financial Success

Fresh to the list is Revlon model Isabeli Fontana, who, at 24, has come out of semi-retirement after having two children.

FORBES: Magazine Article