In the first scheme, a UBS Securities executive is accused of tipping off two traders to upcoming UBS stock research upgrades and downgrades, sharing the profits of trading on that nonpublic material information.

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Players build up stockpiles of food and lumber, create housing for people and pets, open shops, conduct research for upgrades, and bring tourism to Sunny Isle.

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The measure also includes hundreds of millions of dollars in grants for research, conservation, and technical upgrades for rural America.

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"It's going to put an undue administrative burden on customers to make upgrades to their software, " says Gene Signorini, research director at the Yankee Group.

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While noting that the declining economy also was responsible for the lost ground, Hometrack director of research Richard Donnell says that the area remains less desirable, despite upgrades.

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Dissemination of information and the costs of year-2000 upgrades are hurdles for small businesses, said analyst John Gantz, senior vice president and chief research officer at International Data Corp.

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Apple unveiled its new iPhone 4S, which we believe has enough of the key features iPhone watchers were looking for to remain attractive enough to drive upgrades, bring in new iPhone users and fend off competition from Google Android based smartphones, Research in Motion and Nokia.

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