In-kind distribution - Unitholders may generally request an in-kind distribution of the securities underlying the units if they own 2, 500 or more units at either the time of purchase or maturity.
The AWC alleges that instead of obtaining new signatures, Gulan cut signatures from another document that the married clients had signed earlier that year and affixed the signatures onto a new IRA distributionrequest form, which he then submitted to Fintegra for processing.
Update: I have removed the link to the report at the request of Credit Suisse, which typically limits distribution of its full research notes and intended to do so in this case.
Fidelity says it prefers customers to tell it they want a distribution by Dec. 15, but technically, you can request your money through Dec. 31 if you have cash in your account.