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But Lloyds believes that the probability of these loans going bad is negligible, as I have already mentioned, so its own regulator-approved risk model attaches a risk weight to the loans of 2.2%.
BBC: Are banks taking dangerous mortgage risks?
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However, he acknowledged one potential problem - Ghana's financial regulator has yet to approve his crowdfunding business model.
BBC: Technology
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In another big country, the regulator says it just plugged the CEBS scenario into its model and sent them the results.
ECONOMIST: Europe's pressured banks
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The statement from the regulator indicated that there had been improvements in the company's underwriting model and "significant" strengthening of its pricing structure.
BBC: Easing of restrictions on Quinn Insurance
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First of all, the name "Ti" and model number "RM-828V" are spotted across Bluetooth SIG, GLBenchmark and telecom regulator databases in Singapore and Macau.
ENGADGET