With lowered restrictions, private-equity infusions could bring relief to many U.S. small and regional banks.
Archbishop Welby has proposed recapitalising a major bank and breaking it up to create regional banks.
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Regional banks with commercial real estate paper on their balance sheets fail by the hundreds.
Bank stocks have had a brutal year, but the problem wasn't small and regional banks.
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Only 25 banks failed in 2008 as the FDIC was slow closing community and regional banks.
Still, these measures smack of a rescue of weak regional banks, artificially prolonging their life.
The share prices of other regional banks rose as a result of the takeover.
The regional banks do at least have plumper cushions than they did going into the last recession.
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These may include car dealerships, regional colleges, regional banks, restaurant chains and retailers with meaningful ad budgets.
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Even splitting postal savings into 20 pieces would create big institutions that would dwarf many regional banks.
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Roughly half the respondents were from national or international banking institutions, the rest from local or regional banks.
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Justin Welby's most eye-catching reform would be for a big bank to be strengthened and then broken up into regional banks.
One area worth looking is in the financial sector, especially among regional banks that still offer fat dividend yields.
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No-one is quite sure what exposure Spain's regional banks have to housing debt.
There are some bargains among the very small regional banks, but historically, smaller lending portfolios has meant higher risk.
Back then a lot of smaller regional banks still did everything on paper.
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Here are the Preferred Eight Community and Regional Banks: I do not hold any positions in these stocks mentioned.
Community banks peaked in December 2006, with regional banks peaking in March 2007.
Several big regional banks retreated from making auto loans outside their home territories.
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Investors in regional banks, however, should beware of pitfalls despite this relative outperformance.
"Goldman Sachs is likely to benefit more than regional banks like Wells Fargo or PNC Financial Services, " Koester says.
The super-regional banks, he argues, are better investment vehicles than the money-center banks, whose profits are hard to divine.
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This led Advisory Research to buy a diverse group of regional banks, from Japan (Bank of Yokohama) to America (BankUnited).
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It is tempting to believe that the profits of regional banks have been driven up solely by America's mortgage-refinancing wave.
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In 2010 a Malaysian man pleaded guilty to adding "malicious code" to the Fed's network via one of its regional banks.
"What mitigates that risk is international banks as well as regional banks involved in the capital markets benefit from currency volatility, " Koester says.
That may seem generous, given that lately North Fork, like other regional banks, has been having a harder time of it.
On August 10th most of Japan's 150 regional banks and smaller trust banks valued their assets for the current six-month period.
The XLF is down 42% since that apex, but smaller banks in the KBW Regional Banks (KRE) ETF fared better, down 24%.
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Several large regional banks could be targets, including Wachovia or National City.
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