Wickets continued to fall - Clarke taking 3-26 - and the Windies were barely helped when a rain shower reduced their over allowance to 41, with only nine runs ticked off.

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There was also an allowance for reduced salaries during this period.

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But after negotiations, police officers retiring from 55 years old will be able to draw their police pension immediately, but it will be at a reduced rate from their full pension allowance.

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This is income from almost all sources (including tax-exempt bonds, for example), reduced by income taxes and by an allowance for subsistence-level living.

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The fine was calculated by measuring by how far Railtrack missed its target in percentage terms, but with an allowance for where the company reduced delays to the "greatest extent reasonably practicable" or where it was subsequently found that the delay was not its fault.

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Those that would lose out most were those about to turn 65 - but with a higher personal allowance for everyone, the amount lost was "much reduced".

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Obama aides argue that the cost estimates assumed by the McCain team make no allowance for savings most Americans would see as a result of reduced health care and energy expenses, and jobs created by investments in new environmentally friendly industries.

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