The 500Friends loyalty service is designed to be a one-stop shop for companies to get up and running quickly and includes a package with analytics, fraud management, pointsredemption, segmentation and personalization.
If your unrealized capital losses are in no-load mutual funds, the first and third points would not apply (unless you are subject to a redemption fee).
Frequent redemption of rewards helps minimize this danger because it allows consumers to reap benefits often and have less saved miles or points at risk of devaluation at any given time.