Councillor Nick Parsons said the authority believes there are "reasonable grounds for a judicial review".

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But the review found no "reasonable cause" that any specific individuals had "engaged in misconduct or wilfully ignored" their responsibilities.

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Reasonable cause statements may be requested during review or examination of SFP submissions that are determined to be high risk.

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Our proposal is of course subject to a confirmatory due diligence review of the Company as well as the availability of reasonable financing.

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Loan committees made up of successful citizens could review the life plans of people who are not yet proven adults to make sure that the plans are reasonable.

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