Predictive analytics will allow auto insurance companies to accurately determine a reasonable premium to cover each automobile and driver, which helps their bottom line, as well as ours.

FORBES: Predictive Analytics is a Goldmine for Startups

Suppose that investors have at last heeded the economists' advice, and are now willing to invest in equities for a more reasonable risk premium of, say, three percentage points (recent studies suggest a current figure of one to four percentage points).

ECONOMIST: Will investors run for cover?

Senator DEBBIE STABENOW (Democrat, Michigan): A real Medicare benefit, through Medicare, reasonable co-pay and premium.

NPR: Bush Hits Road to Urge Seniors Into New Drug Plan

That is because in the current environment, when markets allow buyers to provide a reasonable multiple, get financing, offer an attractive premium and clear the deal with shareholders, the initial bid is likely to be fully valued.

FORBES: Private Equity Is Open For Business, So Where's That $20B Buyout?

The reasonable funding levels for elite venture and growth managers, coupled with the concentration of premium deal flow to those managers, will generate the most attractive risk-adjusted returns.

FORBES: State of the VC Industry

Presently, the premium over book value for the market is 1.5 times, a reasonable valuation, but in 1982 stocks sold down to book value.

FORBES: Risks Skewered To The Downside