In a statement, Standard Life said regulatory changes such as RDR and auto-enrolment had changed the way customers, advisers and employers engaged with the company, which provided it with a "significant opportunity" in the years ahead.
Imposed by the Financial Services Authority (FSA), and known as the Retail Distribution Review (RDR), many of the new regulations come into force at the end of 2012 for those sections of the investment industry that deal with the public.
The RDR can significantly increase the ability for states to provide and receive swift and effective support in the event of future natural disasters in the region, as well as provide a framework for closer links between regional disaster response authorities.