People will queue for hours to eat at Sushi Dai and Daiwa Sushi in the famous Tsujiki Market or flock to the Takashimaya depachika (food hall) for the latest French pastry.

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Even so, food prices have shot up and it takes hours to queue for petrol.

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"I've been here for around 11 hours but the queue kept moving so I couldn't go to sleep, " said student Luna Zhang, 20.

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People wishing to return soiled notes, often by the bagful, queue up outside its offices every morning and wait hours for their turn.

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Well, maybe not, as retrieval requests are sent to a queue, and won't be available to download for a few hours.

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Turn times vary based on loan volume, but for the most part loans should move through the underwriting queue in about 72 hours.

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