Ms. McCLANAHAN: Well, the safest thing, especially for short-term money, is to put into CDs - and I would just use short-term CDs right now interest rates being so low - you could use money market funds, money market mutual funds.

NPR: How to Weather a Rocky Economy

The free-shipping program is meant to put more coins into day-to-day use.

WSJ: U.S. Helps Frequent Fliers Make a Mint

Each year employers and consumers can put money into individual accounts, tax-free, that workers can then use for medical expenses.

FORBES: Fact and Comment

As part of the investment package, the Royal Mail will be able to put the money into a special account for the exclusive use of the pension fund - to help reassure pensioners that their savings are safe.

BBC: NEWS | Business | Royal Mail gets ?1.75bn package