Today, as chief investment officer of Warren Financial Service, I provide advisory services to individuals looking to secure a roadmap for their financial future, achieve their goals for retirement, and provide for their favorite charitable organizations.

FORBES: I write about financial markets and the world of investing

We should offer to sell them these relatively inexpensive defensive systems, and to provide the advisory services to make the best use of them.

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Many of those bundled providers will also provide investment advisory services as part of the package without formally accepting fiduciary liability for their investment research, recommendations, and ratings.

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But it's essentially an advisory board to provide the services a way to think together and then present that advice to the president.

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In talking to Larry Hawes, analyst and consultant at Dow Brook Advisory Services, vendors like Traction Software and IBM provide the tools to support managing a practice of observable work.

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