Homestead properties (where the owner lives on the property) have redemption penalties of 25% the first year and 50% the second year.
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On the second occasion, he was told, incorrectly, that he could not redeem the property even though the period of redemption had yet to expire.
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The notice informed him that Jewell had purchased the tax lien on his property and that Mr. Powell had redemption rights.
At the point they signed the mortgage, there was a sense in which the Keens no longer owned the property, although they still had a right of redemption.
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They are about a tax lien holder fighting to have ownership of the property from a tax deed rather than being content with the redemption amount.
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