Both firms had one project coordinator overseeing a calling agent selling customer-relations software to medium-size businesses.

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Employed by Wipro, a technology firm and agent for the UID project, he has to get through 40 to 50 residents a day.

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In the case of project financing, a credible Western agent bank (not the International Moscow Bank or Moscow Narodny) located outside of Russia and Russian control should be utilized for deposit of newly generated income streams.

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