Visa earns data processing revenues from the authorization, clearing, settlement, transaction processing services and other maintenance and support services that facilitate transaction and information processing among customers globally and Visa Europe.

FORBES: Three Businesses Make Visa Worth $86

While most people think that their credit and debit cards are issued from, the two companies that generate revenue by charging fees to our customers for providing transaction processing and other payment-related services on the cards and other devices that carry their brands are Visa (V) and MasterCard (MA).

FORBES: The Real Winners of Black Friday and Cyber Monday

She is combining two formerly separate divisions that focus on an array of processing, trust, custody, and other securities services for issuers and investors.

FORBES: JPMorgan's Miller Begins Drive To Consolidate Securities Ops

Sales at First Data's other two businesses (payment processing for merchants and credit card services), which had a combined 21% operating margin, were flat.

FORBES: Spinoffs

Storing data in the cloud is becoming hugely popular not just for consumers who use it to keep photographs and other personal data safe but for businesses which are increasingly using cloud services to offer back-end processing power.

BBC: Experts warn on wire-tapping of the cloud