The principal proponent of the smelt plan is a federal biologist who supported his claim with a chart that used one data set on both axes.

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"There is no manufacturer that can firmly lay claim to the number three spot, " said the company's principal research analyst Anshul Gupta.

BBC: Mobile phone sales fell in 2012, suggests study

Some companies now claim they can negotiate a one-time settlement with all of your creditors that will reduce your principal by as much as 50 to 70 percent.

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