Though it is beneficial to everyone up and down the corporate ladder to share credit, Emily should have done so only after she claimed primary credit for herself.
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The idea is that rather than forcing all children to take a D-Day exam at the end of primary school, credit is collected along the way when it is earned.
Higher income parents tend to benefit more from the exclusion while middle-income parents are the primary beneficiaries of the credit.
They were sold as an add-on when customers were understandably focussing on their primary objective - getting a credit card, a loan or a mortgage.
Therefore, whether you demonstrate steady income, find a co-signer or simply wait until your 21st birthday, your primary objective in using a credit card while in college is building credit.
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Bernanke noted that financial markets remain under extreme strain and that the credit squeeze is a primary cause of the economic slowdown.
But if credit swaps were not a primary cause of the past year's conflagrations, they were, in certain respects, an accelerant.
Choate suggests this alternative: Name your spouse as primary beneficiary of your IRA and your credit shelter trust as the contingent beneficiary.
As unemployment is still high in the U.S., the primary method of financing new consumption is through credit cards.
Unlike credit-oriented benchmarks, the primary risk in government securities is interest rates.
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Importantly, these bets provide a liquid market for credit risk, which lowers the cost of hedging for those with primary exposure, and provides the market with better information about whether Greece or General Electric is a good credit risk.
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The investors are likely to pull the raw information about a borrower, roll up their sleeves, and analyze the credit quality themselves, either as a primary decision-making tool, or as a double-check on the rating.
Some might say that the primary goal of this deal was to avoid the dreaded credit rating downgrade.
One of the primary methods employed by issuers to attract the cream of the credit crop is to offer rewards credit cards with attractive up-front bonuses.
This implies that a creditors primary concern is not the absolute safety of a bond or other credit instrument, but its relative safety.
And I want to, again, give Bob Gates and Admiral Mullen enormous credit for having guided this process through in a way that preserves our primary responsibility to keep America safe and at the same time allows us to live up to our values.
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"I don't think the academy has been the primary reason for the success of Scottish coaches and I don't think we can take credit for their achievements, " said Fleeting.
Republicans also would get credit from moderates and independents for a willingness to compromise, but conservatives could punish them with primary challenges in 2014 and beyond.
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