No problem: You just cash out of the fund and call in the mortgage by prepaying it.

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Prepaying bills, food sustainable products, sundries, all just might be less expensive now than six months from now.

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Prepaying your state tax, mortgage interest and some medical expenses might trigger or cause an increase in AMT.

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So what you're doing is prepaying preventive dental expenses and buying a little bit of insurance for other ones.

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Prepaying your January mortgage payment will credit that mortgage interest to this year as well, further increasing your itemized deductions.

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With a Roth conversion, you are prepaying any tax on IRA withdrawals.

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Prepaying most of those loans is part of Pangilinan's strategy.

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