On the software side of things, Samsung is taking advantage of its mobile devices' processing power to layer premium features on top of Android, such as the ability to run two apps at once in a split screen or separate window.

CNN: How Samsung is out-innovating Apple

In developing early data processing systems, the high cost of memory and storage led to a premium being placed on the efficiency of application data access and retrieval.

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So Automatic Data Processing, a low-risk company, gets assigned a 4.5 point premium.

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