The shift towards a more pre-emptive form of regulation, in which a build-up of systemic risk is addressed before trouble hits, will probably mean telling borrowers that credit has been turned off for their own good.

ECONOMIST: Financial regulators

The regulation pre-empts the signing of a global charter on the question of jurisdiction in cross-border online disputes, under discussion at a forum called the Hague Convention.

CNN: European justices pass stiff e-commerce law

This works far better than forcing insurers to cover everyone regardless of pre-existing conditions, or regulation such as guaranteed issue (forcing insurers to cover everyone who applies regardless of health condition), or community rating (forcing insurers to charge the same or nearly the same to all regardless of health condition).

FORBES: Universal Health Care With No Mandates

He also said that among some consultants and doctors there was a pre dominance of independence of self-regulation and a dominant culture.

BBC: Northern Ireland