Prospects are now self-qualifying themselves, and then pre-qualify prospective vendors they choose to meet with, perhaps as few as two, or even just one.
Liverpool will not be asked to pre-qualify, partly because that process clashes with Uefa's showpiece date for the Super Cup match between the Champions League winners and the Uefa victors, CSKA Moscow, in Monaco on 26 August.
While these scenarios call for no further retirement savings to boost income, pre-retirees should strive to continue contributing at least enough to qualify for an employer match in their 401(k) plans, if available.