For people do indeed look at post-tax, risk adjusted returns, not pre-tax, as we can quite easily prove.

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The increase was 5% when adjusted for pre-sales of Office.

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According to the U.S. Department of Commerce, the pre-financial crisis peak in personal consumption (adjusted for inflation) was in the fourth calendar quarter of 2007.

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Clients understand exactly how and when their portfolio will be adjusted according to a set of pre-determined parameters.

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At the same time the national price index for personal consumption spending increased 0.3% in the third quarter, which is seasonally adjusted, but may reflect a slight pick up in pre-holiday spending.

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Car-shopping website Edmunds.com estimates Hurricane Sandy cost 30, 000 vehicle sales in October, reducing the closely-monitored Seasonally Adjusted Annual Rate (SAAR) of car sales to 14.3 million vehicles from the pre-storm forecasted 14.8 million vehicles.

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