Yet another study has come out showing that having children is, for women at least, a one way ticket to the poorhouse.

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And then there was a strong countersentiment that said, 'That's a mistake, a scientist is going to take you to the poorhouse.

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If they settle in at 16, you can look forward to a 6%-plus real return--less than what people were expecting but not a ticket to the poorhouse, either.

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Otherwise, we might just follow Europe to the poorhouse.

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