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Still, the vast majority of loans are repaid, and you will pay yourself interest, often at the prime rate plus one percentage point, or 4.25%.
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One plus point is a reform put in place during Mr Nogueira Leite's time at the finance ministry.
ECONOMIST: The public sector needs slimming down
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Current conditions also led Intel to knock a point off its gross margin expectations for the quarter, now at 62%, plus or minus one percentage point.
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But one major plus point with fees is that any commission due from the product provider should be invested back into the product or fund.
BBC: MONEY TALK
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To prove his point, Makarov offers this: Plus One Collection, a 200-page photography book representing work from 53 countries on four continents.
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As they point out, three of the largest countries, plus one other, can block any decision, whereas it takes a big coalition of small countries to achieve such a result.
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The coupon for the Enterprise Products Operating Lp Bond (CUSIP: 293791AV1) terminates on Aug. 1, 2016 and thereafter floats at three-month Libor plus 370.75 basis points (100 basis points equals one percentage point).
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An internal shake-up last July made Perlmutter one of two executives described as being "peer plus one" with broad responsibilities under Chief Executive Paul Otellini, and an obvious candidate to become the boss at some point down the road.
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