Already, AllianceBernstein (nyse: AB - news - people ) and others are planning similar income distribution products.

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In the early 1990s, manufacturers began to see the value of single enterprise-wide resource planning solutions that integrated manufacturing, logistics, distribution, inventory, shipping and accounting.

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Although details remain scarce, both companies are rumored to be planning cloud- and subscription-based models for music distribution.

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Changes to retirement savings, whether they take the form of a distribution from or a contribution to an account, require coordinated planning with other accounts.

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Take the money you were planning to use on crafting this DRM, and invest it into developing a digital distribution method that is easier to use than piracy.

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