As a bonus, you've removed the cash used for taxes on the conversion from your estate, potentially saving estate taxes, too, says Gobind Daryanani, a financial planner in Chatham, N.

FORBES: Conversion Time

Mr. Carruthers, the planner in Garnerville, N.

WSJ: Strategies for Using Single-Country ETFs

Its imprimatur persuaded Donald Rutledge, a planner in Chapel Hill, N.

FORBES: The new giving game

This technique involves converting only asset amounts that don't push the taxpayer into a higher tax bracket, says Adam Leone, a planner at Modera Wealth Management in Westwood, N.

WSJ: A Roth IRA Escape Hatch

Roth IRA conversions made in 2011 that hold mainly international stocks may be good candidates for reversal, says Ann Reilley Gugle, a planner at Alpha Financial Advisors in Charlotte, N.

WSJ: A Roth IRA Escape Hatch

"I'm a good planner, " said Robert Rivers, 63, a retired New York State employee in Ravena, N.

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