Dulce Pugliese de Godoy Bueno met her ex-husband, Amil founder Edson de Godoy Bueno, in medical school and helped him build the Brazilian health plan operator, starting with the acquisition of a few medical clinics.

FORBES: All About Brazil's 9 Female Billionaires: Fight Against McDonalds, PhD from Top US University, Super Secret...

Yet over 90% of the consumers who Ratemizer application identified as overspenders could change to a substantially cheaper plan while remaining with the same operator.

FORBES: Finnish iPhone Users Misjudge How Much They Overspend

For example, as the vice president of marketing for a major cable television operator, my marketing plan relied on our engineering division making major upgrades to our cable systems.

FORBES: How to Write a Plan or Proposal That Rocks

It is not an easy trip to plan on your own, which is where tour operator Myths and Mountains comes in.

FORBES: Trekking In Bhutan

It is not an easy trip to plan on your own, which is where experiential tour operator Myths and Mountains comes in.

FORBES: Trekking in Bhutan

In addition, the transfer of numerous facilities from one operator to another will cause inefficiencies and delay production, if a new plan must be prepared prior to operation of the facility by the new owner.

WHITEHOUSE: Meeting Materials

Only the giant supermarket operator, Ito-Yokado, came close to having a fully-funded pension plan.

ECONOMIST: Worse to come