Schedule preventive-care visits with physicians and dentists, so you have a doctor when a medical problem arises.

WSJ: Health Care in Your 20s: Know the Basics

Physicians and dentists (hospitals too) are used to negotiating.

FORBES: 6 Ways to Negotiate Lower Doctor Bills

The number of ambulatory healthcare professionals (physicians, dentists, and other healthcare practitioners) needed will increase by 330, 000.

FORBES: GOP Leadership Intentionally Distorting Obamacare As Job Killer