Its patent-pending In2Pay microSD solution, transforms any mobile phone with a memory card slot into an interactive contactless transaction device.

ENGADGET: In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case

He was able to scan the phone's memory card (SD card) and display a list of all non-hidden files on it.

CNN: 'No permission' Android apps can see and share your data

The device will come in black and white, have a 5.1 megapixel camera, 400MB of in-phone memory with an 8GB microSD memory card.

FORBES: Sony Reveals its Playstation Phone: The Xperia Play

The download manager has been improved and maps are now stored on the phone's SD card (if available) to save valuable phone memory.

ENGADGET: TomTom updates its Android app to make it, you know, work

While it should be possible to swap out the memory card on the new iTunes phone for one with more capacity, the person who has seen the handset says the phone's software appears to artificially cap song storage at 25 songs, regardless of how much memory the phone has.

FORBES

The phone was equipped with a 128-megabyte Sandisk TransFlash memory card--just one-quarter the capacity of Apple's smallest iPod, the 512-megabyte shuffle, which holds about 120 songs.

FORBES

The Motorola 815 comes packaged with a phone holder, visor clip, dash mount, car charger, and the MOTONAV service pre-installed on a memory card.

ENGADGET: Motorola T805 and T815 navigators: for most Bluetooth phones